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HMO. Describe how an HMO works. What are the advantages and disadvantages of this type of health 1 answer below » HMO. Describe how an HMO works. What are the advantages and disadvantages of this type of health care coverage? HMO Versus PPO. What questions should you ask when considering an HMO or PPO? PPO. What is a preferred provider organization (PPO)? How does it operate? Aug 21 2015 06:40 PM